What a great way to start a sentence!  "What does the Scripture say?"  We often try to come to logical conclusions that are not substantiated by Scripture.  Certainly we do not want to build on any foundation but that which is clearly delineated by Holy Writ.

We must remember that salvation is an accomplished fact, a present process and a future prospect! (Arthur W. Pink, A Fourfold Salvation — paraphrase mine)  I heard a rather brusk and bohemian "comedian" (his assessment not mine) say, displaying his utter contempt, that Christian salvation is all about when you die.  Nothing could be further from the truth!  It is about eternity that starts for our conscientiousness in the here and now.  I heard the Speaker of the House of Representatives say the other day that the Roman Church does not know when life begins (another bold misrepresentation).  The Scripture says the Lord knew us before we were in our mother's womb and that He chose us before the foundation of the world.  From His perspective, when does life begin?  Life is eternal! Salvation is eternal!  The door to salvation is "belief."  Many would argue what this concept entails, but it is belief nevertheless.  This gift of Grace is available to everyone who believes!